Medical Insurance
The Boston University student medical insurance plan is administered by Aetna Student Health. Visit Aetna Student Health’s Web site at www.aetnastudenthealth.com for a complete description of the student medical insurance plan for the 2008/2009 policy year. Important Information for Charles River Campus Teaching Fellows and Research Assistants and Graduate Students Receiving Trainee Stipends. Professional Medical, Dermatology and all Dental students: Professional Medical students (i.e. M.D. candidates), Dermatology students and all Dental students are automatically enrolled in the Boston University Student Plus Plan and their student account will be charged for the coverage. These students should visit their school’s web site for information on plan rates and coverage dates. Professional Medical students (MD) and Dermatology students visit http://www.bumc.bu.edu/Dept/Home.aspx?DepartmentID=41 Dental students visit the Aetna Student Health web site. All Other Students: The Medical Insurance Charge: Category A -Students required to carry health insurance The following students are required to participate in a qualifying medical insurance plan:
See Waiver guidelines and Medical Insurance Waiver Deadlines below Category B. -Other students assessed for medical insurance on their student account. Some students not in category A above, may also have their student account automatically assessed for medical insurance. If you are not a category A student, but your student account was assessed for medical insurance, you will automatically be enrolled in the Boston University Student Complete Plan, unless you actively decline (waive) enrollment in the student medical insurance plan by the Medical Insurance Waiver deadline, However: you are not required to carry a comparable level of health insurance coverage. See Waiver guidelines and Medical Insurance Waiver Deadlines below To View Your Own Student Account: To view your personal medical insurance status, or to waive or confirm the medical insurance charge, visit the Student Link. Please note that only Boston University students with a Kerberos password will be able to view personal information on the Student Link. NOTE: Students under age 18 cannot file a medical insurance waiver via the Student link. "Student under age 18 use the paper Medical Insurance Waiver Form." For more information about the Student Link and where to obtain a Kerberos Password, click here. If you do not have a Kerberos password, or are unable to access the Student Link, please continue to read the information on this page. Waiver Guidelines: Students in Category A. who do not wish to participate in the student medical insurance plan must file a Medical Insurance Waiver with Student Accounting Services, 881 Commonwealth Avenue, Boston MA, 02215, by the Waiver Deadline listed below. By filing the waiver, the student certifies that he or she is covered by a comparable medical insurance plan and acknowledges his or her responsibility for any medical expenses. Please note that the Medical Insurance Waiver will be effective for the current academic year only. Please be aware that if you do not wish to participate in the Boston University Medical Insurance Plan you must file a medical insurance waiver form each Academic Year. Registered students: To file your medical insurance waiver electronically visit the Student Link. Select "Money Matters" from the Main Menu, then "Medical Insurance". Students must be 18 or older to file their Medical Insurance Waiver electronically. If you are filing your waiver/declination request using the paper Medical Insurance Waiver Form, the form should be returned to Student Accounting Services at 881 Commonwealth Avenue, Boston, MA 02215-1390. We recommend you retain a copy form for your records. Incomplete and unsigned forms cannot be accepted. Students in Category B. who do not wish to participate in the student medical insurance plan must submit the a written or electronic declination request to Student Accounting Services 881 Commonwealth Avenue, Boston MA, 02215, by the Waiver Deadline listed below. This declination may be submitted using paper Medical Insurance Waiver Form, the electronic Medical insurance Waiver on the Student Link or with a signed correspondence requesting to decline the coverage. Students in Category B do not need to be enrolled in a comparable health insurance plan to decline (waive) enrollment in the plan. MEDICAL INSURANCE WAIVER DEADLINES Students enrolled in the Fall 2008 semester: The medical insurance coverage is effective August 23, 2008, to August 22, 2009. The Boston University Student Complete Plan is available at a cost of $1,466. The Boston University Student Plus Plan is an option available at a cost of $1,997. Please refer to the 2008/2009 plan brochure for information on plan benefits. If the student has a comparable level of health insurance coverage for the full policy year a Medical Insurance Waiver may be completed online to waive participation in the plan. The completed Medical Insurance Waiver must be received by Student Accounting Services no later than September 30, 2008, to waive participation for the 2008/2009 academic year. Students who have filed claims against the 2008/2009 policy year are not eligible to file a medical insurance waiver. Important notice to students who are filing their medical insurance waiver after their registration payment deadline: You must settle the balance due on your student account in full, regardless of whether you plan to file a medical insurance waiver later in September. Otherwise, late fees may accrue on your student account. In addition, students who reside in University Housing on the Charles River Campus will not be permitted to move into on-campus residences until their accounts are settled with Student Accounting Services. The semester payment deadlines may be viewed at Payment Deadlines. Students who attend beginning Spring 2009; students who return from leave of absence Spring 2009; students who increase their part-time course load to seventy-five percent of the full-time load for Spring 2009; or students who change to full-time status for Spring 2009: The medical coverage is effective January 1, 2009, to August 22, 2009. Students are automatically enrolled in the Boston University Student Complete Plan, at a cost of $1032. The Boston University Student Plus Plan is an option available at a cost of $1,389. If the student has a comparable level of health insurance coverage for the full policy year a Medical Insurance Waiver may be completed online to waive participation in the plan. The completed Medical Insurance Waiver must be received by Student Accounting Services no later than FEBRUARY 1, 2009, to waive participation for the Spring 2009 semester. REVIEW YOUR POLICY’S COVERAGE BEFORE FILING A WAIVER Before completing the medical insurance waiver form, please review the benefits of your medical insurance policy to determine if you have adequate coverage. You may retain the Boston University student medical insurance plan as your sole medical insurance plan or as a supplement to your primary medical insurance plan. When comparing insurance plans, here are some issues to consider before filing the waiver: Does your health insurance plan provide you with at least a comparable level of health insurance coverage? To qualify as comparable coverage, the student's health insurance plan must provide the student reasonable comprehensive coverage of health services throughout the school year, including:
To qualify as comparable coverage, the services covered under the alternate health plan must also be reasonably accessible for all health services in the area where the student attends school. A health plan through a closed network of providers that covers the student only for emergency services where the student is studying is NOT comparable coverage. Students and parents should be aware of this important fact. Is your plan from a U.S.-based company? In accordance with the Massachusetts Qualifying Student Health Insurance Plan (QSHIP) laws, Boston University cannot accept medical insurance Waivers based on coverage issued by a foreign insurance carrier, if the student is studying in the United States. Insurance through a carrier outside the U.S. or from foreign National Health Service programs is comparable only if the student is studying outside the United States and the foreign insurance plan provides coverage in that non-U.S. location. Will your coverage be effective until August 22, 2009? Do you know that many employee health plans terminate dependent coverage when the student turns age 19, 20, 21, etc.? If you are a continuing student, you must have coverage for the full policy year. Students should compare the benefits, limitations, and exclusions of their alternate health insurance plan with those provided by the Boston University Student Medical Insurance plan before filing their Medical Insurance Waiver. It is important that the student realize that the burden of proof that the alternate insurance is adequate falls on the student, not the University. If you do not know whether your coverage meets the above conditions, contact your health insurance plan administrator to get current, accurate information about your plan before completing the Medical Insurance Waiver. The text of the Massachusetts QSHIP law can be viewed at the Department of Health Care and Finance Policy website, at www.state.ma.us/dhcfp under "Student Health Insurance." Please be aware that if you do not wish to participate in the Boston University Medical Insurance Plan you must file a medical insurance waiver form each Academic Year. Requesting Medical Insurance Coverage: Students who waived insurance may reinstate coverage by contacting Student Accounting Services in writing or by email prior to the enrollment deadline date. Written requests for coverage may be faxed to Student Accounting Services at 617-353-3313. Email requests for insurance coverage may be sent to insmed@bu.edu. The student should include his or her BU id number with the request. The final enrollment deadline for the Annual Policy is September 30, 2008. The enrollment deadline for new students entering Boston University in the Spring 2009 semester is February 1, 2009. Part-time Students: Part-time students, who have not been automatically enrolled in the student medical insurance plan, may do so by contacting Student Accounting Services in writing prior to the enrollment deadline date. Written requests for coverage may be faxed to Student Accounting Services at 617-353-3313. Email requests for insurance coverage may be sent to insmed@bu.edu. The student should include his or her BU id number with the request. The final enrollment deadline for the Annual Policy is September 30, 2008. The enrollment deadline for new students entering Boston University in the Spring 2009 semester is February 1, 2009. Students requesting enrollment in the student medical insurance plan between the start of the policy period and the open enrollment deadline, will have coverage effective from the day after receipt of their insurance enrollment request. For information on adding Medical Insurance after the deadline, please click here. Dependent Coverage: Students who are interested in adding their dependents to the student medical insurance plan, please click here. HOW TO REQUEST FALL ONLY COVERAGE: OPTION FOR STUDENTS GRADUATING IN JANUARY 2009, CELOP, BU GLOBAL, VISITING STUDY ABROAD, VISITING EXCHANGE STUDENTS. The following students are eligible to request their Boston University student medical insurance 2008/2009 annual premium be prorated to cover the Fall 2008 semester only:
Please note that you must have the application Adobe Acrobat Reader in order to download and view the following form. Acrobat Reader is a free product which allows you to view, navigate and print Portable Document Format (PDF) files across many different platforms. Select your operating system once you have gone to the Adobe site to download the application. |
SAWEB HOME CONTACT US PAYMENT DEADLINES >>FALL >>SPRING >>SUMMER YOUR BILL >>TUITION & FEES >>PAYMENT OPTIONS >>PAYMENT PLANS >>OTHER DEDUCTIONS REFUNDS OFFICIAL WITHDRAWAL MEDICAL INSURANCE SPORTS PASS IRS FORM 1098T STUDENT LINK FAQ ResNet FAQ TuitionPay FAQ CONTACTS/LINKS |
