Health Plan

• If you are receiving benefits from the Long-Term Disability (LTD) Plan, you may continue medical care coverage at no cost to you for the first two years of your disability. During this time, Boston University will be your primary health plan provider.
  
  
• After you have been disabled for two years, you must enroll in Medicare Parts A and B. At this time, Medicare will become your primary health plan provider, with your Boston University Health Plan as your secondary health care provider, so that your overall benefits will be the same as other health plan members in the same coverage option as you. There is a monthly premium for Medicare Part B, which will be your responsibility.
  
  
• Coverage ends when your payments from the LTD Plan end.

• If you are receiving benefits from the LTD Plan, you may continue your membership in the Dental Health Plan at no cost to you.
  
  
• Coverage ends when your payments from the LTD Plan end.

• You must complete three years of full-time continuous service before you become eligible for the LTD Plan, unless you provide satisfactory evidence that you had been covered by a previous employer and no more than three months had passed between the termination of that coverage and your first day of employment with the University.
  
  
• Benefit payments will begin on the date you complete 180 days of continuous total and/or partial disability.
  
  
• If you are totally disabled, each monthly payment will be 60% of your monthly base salary, up to a maximum monthly benefit amount of $14,500.
  
  
• If you are partially disabled, the amount of your monthly disability benefit will be adjusted, taking into consideration the amount of your earnings while partially disabled.

• Coverage continues at no cost to you while you are receiving payments from the LTD Plan.

• Coverage continues at no cost to you while you are receiving payments from the LTD Plan.

• Coverage ends on the last day you are actively at work.

• You may continue this insurance as long as you continue to pay the premiums.

• Your disability insurance pays your required contributions and the University's contributions. This benefit will continue until you recover or die, or until your disability benefits end.

• Your contributions will be suspended while you are on disability.
  
  
• You may continue to direct the investment of assets in your account and make withdrawals, under the terms of the plan.

Dependent Care Reimbursement Account and
Health Care Reimbursement Account

• You may continue to submit claims for expenses incurred during the calendar year in which your total disability occurs.
  
  
• Claims must be submitted no later than March 31 following the end of that calendar year.

• If you are receiving benefits under the LTD plan, the University will provide your eligible unmarried dependent children with up to eight semesters of tuition remission in an undergraduate degree program, based on your years of continuous service.

Boston University Children's Center, Inc. and
Early Childhood Learning Lab

• If you have a child or children enrolled, they may continue for as long as you remain employed. Contact the Boston University Children's Center, Inc. to arrange for direct billing.
  
  
• You may also contact the Family Resources Office for help with child care services.

• You may continue your membership in the University Credit Union while on personal leave.