Introduction

Below is an outline or "index" of this entire Benefits Web site. This index provides a quick and easy way for you to navigate to the exact topic you wish to review. Choose one of the entries below to link directly to that page.

Administrative Information

About Your Plans Administrator for All Plans Agent of Legal Service Amendment or Termination of the Plans Appealing a Denial of Benefits Contributions to the Basic and Supplemental Group Life Insurance Plan Contributions to the Dental Health Plan Contributions to the Dependent Care and Health Care Reimbursement Accounts Contributions to the Health Plans Contributions to the Long-Term Disability Plan Contributions to the Travel Accident Plan and the Personal and Family Accident Insurance Plan Defined Contribution Plans Documents and Laws Governing All Plans Equal Employment Opportunity Fraudulent Claims Funding and Administration of All Plans Programs Paid from General Assets Types of Plans, Plan Numbers and Plan Years Your Rights under ERISA

Benefit Plans

Dental Health Plan Appealing a Denied Claim Boston University Dental Health Centers Changing or Stopping Coverage Continuing COBRA Coverage Continuing Coverage Under COBRA Coordination of Benefits Cost of the Dental Health Plan Covered Dental Services Dental Services Not Covered Disability Under COBRA Enrolling in the Dental Health Plan Events that Affect Participation Extending Your Dental Benefits How the Dental Plan Works How to Obtain Benefits If You Die If You Become Totally Disabled Other Information Outside Dentists Overview Participation Pre-treatment Estimates Qualified Changes in Your Status Second Qualifying Events Subrogation Taking a Leave of Absence When COBRA Coverage Ends When Coverage Ends When You Retire Flexible Benefits Plan Changing or Stopping Your Contributions Contribution Limitations to the Dependent Care Reimbursement Account Contributing to the Flexible Benefits Plan Dependent Care Reimbursement Account Eligible Health Care Expenses Enrolling in the Flexible Benefits Plan Events that Affect Participation Filing Claims If You Leave Boston University Health Care Reimbursement Account How Reimbursement Accounts Work How the Program Works How to File a Claim Filing Claims for Dependent Care Expenses Filing Claims for Health Care Expenses Flexible Benefits Plan Overview If You Are Divorced or Separated If You Should Become Totally Disabled or Die Limitations to the Reimbursement Accounts Maximum Contributions to the Dependent Care Reimbursement Account Maximum Contributions to the Health Care Reimbursement Account Participation Qualified Changes in Your Family or Enrollment Status Qualifying Individuals for Dependent Care Account Qualifying Services for Dependent Care Account Taking a Leave of Absence Tax Advantages of the Program Treatment of Year-End Expenses Use of Forfeited Account Balances When Your Participation Ends Health Plan Long-Term Disability Plan Appealing a Denied LTD Claim Events that Affect Participation Exclusions and Limitations How the Plan Works How to Obtain Benefits LTD Benefit Duration Monthly LTD Payments Overview Participation Processing LTD Claims Taking a Leave of Absence Tax on Your LTD Income Terms You Should Know The Monthly Retirement Plan Waiver Benefit Waiver of the Three-year Service Requirement for the LTD Plan When Membership in the LTD Plan Ends Other Benefits Athletic Facilities Child Care and Preschool Education Programs Faculty/Staff Assistance Office Family Resources Office Group Long-Term Care Insurance Overview Personal Insurance and Real Estate Services Severance Pay Plan Social Security Statutory Benefits Summary of Other Benefits Unemployment Compensation University Credit Union Workers' Compensation Retirement Plan Appealing a Denied Claim Before-tax versus After-tax Contributions Changing or Stopping Your Elections Contributing to the Retirement Plan Contribution Limitations Employee Classifications in "Subplans" Enrolling in the Retirement Plan Events that Affect Participation Fidelity and TIAA/CREF Costs Forms of Annuity - TIAA/CREF Only Forms of Payment from CREF Forms of Payment from Fidelity Forms of Payment from TIAA Traditional Annuity How the Plan Works How to Obtain Benefits If You Become Totally Disabled If You Die Before You Begin to Receive Benefits If You Leave the University Investment Choices Investment Restrictions Married Participants Moving Account Balances Between or Within Investment Sponsors Not Insured by PBGC Other Information Overview Participation Payments to Others Statements on Your Accounts Taking a Leave of Absence Tax Considerations Terms You Should Know The Boston University Retirement Plan 1965 TIAA and CREF Annuities Combined When Your Participation Ends Supplemental Retirement and Savings Plan Annuity Forms - TIAA/CREF Only Appealing a Denied Claim Before-tax vs. After-tax Contributions Changing or Stopping Your Elections Contributing to the Plan Correction of Mistakes Enrolling in the Plan Events that Affect Participation Fidelity and TIAA/CREF Costs Forms of Payment from Fidelity Forms of Payment from TIAA/CREF How the Plan Works How to Obtain Benefits If You Die Before You Begin to Receive Benefits If You Leave the University Investment Fund Sponsors Investment Restrictions Making Withdrawals on Your Accounts Moving Account Balances Between Investment Sponsors Not Insured by PBGC Other Information Overview Participation Payment to Others Taking a Leave of Absence Taking Loans from Your Accounts Tax Considerations When You Receive Benefits When Your Participation Ends Your Spouse's Rights Survivor Insurance Basic Life Insurance Plan Basic Life Insurance Plan Coverage Changing or Stopping Coverage Changing or Stopping Supplemental Life Insurance Common Accident Coverage Limitation Cost for Personal and Family Accident Insurance Cost and Special Tax Considerations Cost of Supplemental Life Insurance Enrolling Your Dependents Events that Affect Participation (Basic Life Insurance) Events that Affect Participation (Group Supplemental Life Insurance) Events that Affect Participation (Personal and Family Accident Insurance) Events that Affect Participation (Supplemental Death Benefit) Events that Affect Participation (Travel Accident Insurance) Exclusions (Personal and Family Accident Insurance) Exclusions (Travel Accident Insurance) Group Supplemental Life Insurance Plan Group Supplemental Life Insurance Plan Coverage Loss of Use Benefit How the Basic Life Insurance Plan Works How the Group Supplemental Life Insurance Plan Works How the Personal and Family Accident Plan Works How the Supplemental Death Benefit Plan Works How the Travel Accident Insurance Plan Works How to Obtain Benefits (Basic Life Insurance) How to Obtain Benefits (Group Supplemental Life Insurance) How to Obtain Benefits (Personal and Family Accident Insurance) How to Obtain Benefits (Travel Accident Insurance) If You Retire If You Terminate Employment (Basic Life Insurance) If You Terminate Employment (Group Supplemental Life Insurance) If You Terminate Employment (Personal and Family Accident Insurance) Payment of Benefits to Your Beneficiary Personal and Family Accident Insurance Plan Personal and Family Accident Insurance Plan Coverage Qualified Changes in Your Family or Enrollment Status Supplemental Death Benefit Plan Survivor Insurance Overview Travel Accident Insurance Plan Travel Accident Insurance Plan Coverage Types of Personal and Family Accident Insurance Plan Coverage Types of Travel Accident Insurance Plan Coverage Tuition Remission Program Age Limit for Dependent Children Application and Approval Cost of the Program Courses Not Covered Courses Scheduled during Working Hours Events that Affect Participation Extended Military Leave How the Program Works Income Tax Considerations Medical Leave of Absence Other Information Paid Leaves of Absence and Sabbaticals Participation Proof of Relationship Requirement Service Requirements - Dependent Children Special Provisions Protecting Benefits for Dependent Children Termination of Employment Tuition Remission Benefits Tuition Remission Benefits for Your Dependent Children Tuition Remission Benefits for Your Spouse Tuition Remission Benefits for You Tuition Remission Program Overview Type of Program Unpaid Leaves of Absence

Forms/Print Library

Adobe Acrobat Help Page Charts and Schedules Faculty and Staff Benefits Handbook Forms Retirement Forms

Frequently Asked Questions

Life Events

Becoming a Parent Changes in Spouse's Employment Status Designating Beneficiaries Getting Divorced Getting Married Joining Boston University If You Become Disabled In Case of Your or a Family Member's Death Leaving or Retiring from Boston University Taking a Leave of Absence