Participation

If you are classified by the University as a regular employee, work a full-time schedule and have an appointment of nine months' or more duration, you automatically become a member of the Long-Term Disability Plan on the first day of the month coincident with or following your completion of three years of continuous full-time service. If you are not at work on the day you would normally become a member, you will become a member in the plan on the day you return to work performing your normal duties.

Automatic Enrollment in the LTD Plan
You need not enroll to participate in the LTD Plan. Once you have completed three years of continuous service with the University, you will automatically be enrolled in the LTD Plan.

Cost of the LTD Plan
You pay nothing for your coverage under the LTD Plan. The University pays the entire cost of this plan.