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Benefits
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Retirement Plan
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• Introduction
• Retirement Plan Overview
• Participation
• How the Plan Works
• How to Obtain Benefits
• Events that Affect Participation
• Other Information
• Terms You Should Know
• Enrolling in the Retirement Plan
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Retirement Plan
  
  

How to Obtain Benefits

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How to Obtain Benefits:
• Married participants
• Forms of payment from Fidelity
• Forms of payment from TIAA Traditional Annuity
• Forms of payment from CREF
• TIAA and CREF Annuities combined
• Forms of Annuity - TIAA/CREF only
• Purchasing an annuity income through Income Solutions®
• Appealing a denied claim

Your plan benefits will normally start when you retire. You may also start your benefits once you reach age 65 regardless of whether or not you are retired or still employed. If you wish, however, you may postpone the start of your benefits while you are still working for the University.

You have some choices as to the form of payment of your retirement benefits.

Particularly if you have large plan account balances (or other retirement plan accumulations, including other 403(b) arrangements, employer-qualified plans or IRAs), your choice of a form of payment may affect your tax and estate planning. Consult a qualified advisor if you have any questions.